The following is a legal requirement:

John De Mallory is an Authorised Representative of Lombard Securities Pty Ltd (ABN 37 659 314 973) who hold an Australian Financial Service Licence (AFSL # 255405) & whose registered office is at 485 Boundary Street, Spring Hill QLD 4004, Australia.

 

1. Johnita Investments Pty Ltd ABN 95 157 369 799 ATF The Johnita Family Trust is trading as M & Co Financial and has its Registered Office at 485 Boundary Street, Spring Hill QLD 4000.

2. Principal of M & Co Financial, John De Mallory is an Authorised Representative of Lombard Securities Pty Ltd ABN 537 659 314 973.

3.Lombard Securities Pty Ltd ABN 37 659 314 973 ( "Lombard") is an Australian Financial Services Licencee ,has its Registered Office at 485 Boundary Street, Spring Hill QLD 4000. 

4. This site provides information about the services of M & Co Financial . This screen contains the terms upon which you may access this information and by proceeding beyond this screen, you agree to be bound by these terms.

5. M & Co Financial and Lombard Securities Pty Ltd:

a) do not give any warranty or make any representation as to the accuracy, reliability, completeness or security of the information contained in this site and as to changes in circumstances after the date of publication that may impact on the accuracy of the information;
b) may change and update the information from time to time;
c) make no representation in relation to, and are not responsible in any way, for any other site you access through this site; and
d) own the copyright in the information in this site.

6. Any trade marks appearing in this site are the trade marks of either M & Co Financial or a member of the
Lombard group of companies or a third party. Users must not use or reproduce any of the trade marks that appear in this site.

7. Users of this site must not:

a) do anything to alter or modify the information in this site;
b) use the material in this site for any purpose other than as a source of information for personal use unless authorised to the contrary;
c) distribute, copy or otherwise reproduce in any way any of the material available from this site in a way contrary to copyright laws in Australia and/or Overseas;
d) post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.

8. Users can print a hard copy of material on this site for their personal use only or to provide that material to their clients , close friends and family other than material where this is prohibited by a notice to that effect in this site.

9. The information contained in this site is general information only and is not intended to be a recommendation, offer or invitation to take up securities or other investments. You should seek advice from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives.

10. M & Co Financial ,and other members of the Lombard group of companies are not liable in any way to any person for any loss, damage, cost or expense incurred as a result of the material contained in this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by M & Co Financial and other members of the Lombard group of companies.

11. All references in this site to "$" or "dollars" are references to Australian currency unless otherwise stated.

12. Users of this site agree to indemnify M & Co Financial, and other members of the Lombard group of companies from all liability, cost and expense, (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from the alteration, modification of or addition to material on the site by the user.

13. No information, feedback, questions or comments placed on this site by any person other than M & Co Financial, other members of the Lombard group of companies will be confidential or authorised or otherwise endorsed. M & Co Financial, and other members of the Lombard group of companies can reproduce, use, disclose and distribute the information to others in their absolute discretion.